Final Expense Life Insurance
Final expense life insurance, sometimes referred to as burial insurance helps pay your end-of-life expenses. Funeral arrangements, travel for loved-ones, and legal expenses can overwhelm those that are left behind; you can help them pay those expenses for as little as $40.77 a month!
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Complete the form and find-out how much final expense insurance you can get.
Your premiums will never go up, and your plan will be guaranteed for life (as long as you pay the premiums).
Plans starting as low as $40.77 a month!
Why Buy Final Expense Life Insurance?
Funeral arrangements are much more than just burial costs. Even if you are interested in cremation, your family will have ceremony, transportation, and even some legal expenses to close-out your estate.
You may want to purchase final expense insurance if:
- Your loved ones do not have the financial capacity to cover the cost (they may not have access to your funds while your estate is in probate).
- You don’t have life insurance coverage already.
- You don’t want to burden your loved-ones after you pass away.
What Does it Cover?
Depending on your wishes, final expenses can cost as much as $20,000, while the average is around $10.000! Your final expense insurance plan will ensure your family has funds available for:
- Funeral services
- Embalming
- Cremation
- Casket/Urn
- Headstone
- Hearse
- Flowers
- Burial plot
Depending on your individual situation, your family members may encounter a number of unexpected expenses associated with your passing. Should you wish, you can even leave money to your family!
How Does Final Expense Insurance Work?
Final Expense Life Insurance is simply a life insurance policy with predictable premiums and a guarantee that it will pay so long as the premium payments are up to date. Simply put; as long as you pay the monthly premium, your family will get the life insurance death benefit.
One of the key features of final expense policies is their easy to understand, and have few (if any) bells and whistles. One exception is the Guaranteed Issue Final Expense plans. The guaranteed issue plans will insure most anybody, and pay the death benefit to your family if you pass-on after 2-3 years. Should you pass-on before the 2-3 years, then all your premiums are returned to your estate.